A portion of the fee, usually 25% of the estimated time, is due after initial information and data gathering. All time will be tracked (in 15-minute increments) and the final balance will be due once the Initial Engagement has ended.
*Billed in-arrears, in equal monthly installments. Fees are paid by electronic funds transfer (bank ACH payments). Clients link their bank checking account for automatic, monthly debiting. This is done via a secure, compliant, third-party platform. Tax Return Preparation is not included in the fee, however, I am happy to work collaboratively with your tax return preparer or make a referral to a qualified professional.
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which may be incurred by the Client. Clients may incur certain charges imposed by custodians, brokers, and other third parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer, and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual fund and exchange-traded funds also charge internal management fees, which are disclosed in a fund's prospectus. Such charges, fees, and commissions are exclusive of and in addition to our fee, and we shall not receive any portion of these commissions, fees, and costs.
Item 12 in our ADV further describes the factors that we consider in selecting or recommending broker-dealers for Client’s transactions and determining the reasonableness of their compensation (e.g., commissions). We do not accept compensation for the sale of securities or other investment products including asset- based sales charges or service fees from the sale of mutual funds